I've had every computer I use--two laptops and two desktops--fail in the last year, one more than once, the latptops in the last few months. One laptop had Mozy, but I haven't tried to recover from that, yet--I forgot my password, as usual. All of my fic, except for the ones I have in archives, is gone, because my Geocities backups were on one of the laptops. But I do have a Dropbox which saved some really important documents, so I do love that.